Which mandated coverage is required for individual and group medical plans in RI?

The correct answer is mandated coverage for Lyme’s disease. This coverage requirement acknowledges the significant public health issue posed by Lyme disease, especially in areas where it is endemic, such as Rhode Island. By mandating coverage for this condition, individual and group medical plans ensure that insured individuals have access to necessary diagnostics, treatment, and preventive measures without facing prohibitive out-of-pocket costs. This approach not only aims to improve patient health outcomes but also promotes early intervention, which can be critical in effectively managing Lyme disease.

In contrast, while preventive care, alcohol dependency treatment, and maternity care are also vital aspects of health insurance coverage, they may not carry the same level of specific mandated coverage under Rhode Island law as Lyme disease does. Each state has particular mandates, and in Rhode Island, Lyme disease is specifically called out to address its prevalence and impact on residents' health.