What is the maximum Social Security Disability benefit an insured can receive based on their Primary Insurance amount?

The maximum Social Security Disability benefit that an insured can receive is based on their Primary Insurance Amount (PIA), which is calculated based on their average lifetime earnings covered by Social Security. The PIA is the baseline figure used to determine eligibility and benefit amounts for Social Security programs, including disability benefits.

In most cases, the benefit amount an individual can receive is up to 100% of their Primary Insurance Amount. This means that if an individual's PIA indicates a certain amount they are entitled to based on their work history and earnings, they can receive disability benefits equal to that full amount if they meet the necessary criteria for Social Security Disability Insurance (SSDI).

The other options presented reflect percentages lower than 100%, which would not accurately represent the maximum benefit entitlement under SSDI. Understanding this figure is critical for individuals considering applying for disability benefits, as it directly impacts the financial support they may receive during periods of disability.